Fertility Treatment Costs

We can accept payment by debit card, credit card, or direct transfer to our bank account, details below:
 

BSB: 085 458 
Account: 92 875 4301

To help reduce the cost barrier of IVF we have partnered with Handypay who specialise in low-rate payment plans, and it may be possible to get early access to your Super. See Supercare for more details

For security reasons, we are unable to accept cash payments.

Flinders Fertility is motivated by a commitment to helping patients achieve a successful pregnancy in the shortest time possible. We are locally owned and operated and with no shareholders or private equity owners seeking large profits, so we can keep our prices lower for patients.

Patients should register for the Medicare Safety Net as soon as possible and contact Medicare on 132 011 or visit the Medicare Safety Net page to find out more about the different safety net levels available.

We show our fees in the same way that other clinics do, which is after the estimated Medicare and Safety Net rebates. This is to make it easier for you to compare fees for fertility treatment before you start. When comparing costs for fertility treatment, please bear in mind that some clinics may not reveal all costs associated with treatment, and hidden costs may arise.

All patients need to have a referral from a GP or specialist to enable them to access fertility treatment. For consultations, if you (and, if applicable) your partner do not have a referral, you will need to pay the full consultation fee.

If you are a couple, both partners need to be tested (and possibly treated) for infertility. It is a joint endeavour, even if only one partner is infertile.

Patients with Private Health Insurance should contact their health fund to ascertain whether their policy covers day surgery admission fees and anaesthetic costs for IVF treatment, and whether any exclusion periods apply. Private Health cover does not generally cover consultations or treatment fees for IVF, but you may be entitled to a rebate on some medications – you will need to check this with your fund directly.

Yes, as of April 1 2025, single women and same-sex female couples can access Medicare rebates for ART (IVF, IUI etc).

There is no Medicare item number associated with donor sperm or storage fees, so these are always out-of-pocket costs.

If you don't have a Medicare card, you will need to pay full fees for your consults and any fertility treatment. Please contact us for a price list of non-Medicare rebated fertility treatments.

We offer gap payment for IVF/ICSI cycles, reducing the amount of upfront payment you need to make; however, as it takes approximately 6-8 weeks to receive your Medicare Safety Net Rebate afterwards, we suggest that you pay the full fee if you are able to do so. That way you will receive all of your Medicare Rebates and Safety Net Rebates in your bank account 2-7 days after egg collection.

• We offer reduced fees for patients who have two or more IVF cycles within a calendar year (shown in the fee table above).
   
• Cancer patients - we offer concessions for fertility preservation for patients with a recent cancer diagnosis impacting fertility. Please get in touch with our finance team for more details.
• Health Care Card Holders (concession cards) - we are the only clinic in South Australia to offer discounted fees for concessional card holders – see price list for Concession Card holders.

Flinders Fertility offers bulk-billed fertility preservation services for patients with a recent cancer diagnosis whose fertility may be impacted and who require preservation prior to commencing oncology treatment. Bulk billing applies to one fertility preservation cycle only. Any subsequent fertility treatment or follow-up care may incur out-of-pocket costs.

In some circumstances, the ATO will allow patients to withdraw funds to pay for an IVF cycle from their superannuation fund; however, this is not a straightforward process and it depends on having a diagnosis such as acute or chronic pain or mental illness. We have recently been advised that the ATO now require a medical report from a psychiatrist in support of applications for patients seeking early release of superannuation on the grounds of mental illness.

Flinders Fertility continues to support patients with a diagnosis of mental illness by providing a letter of support from their fertility doctor to confirm their infertility diagnosis, and a quotation to show the cost of treatment. However, our understanding is that the application form will need to be signed by your usual GP or medical practitioner and a psychiatrist.

For more information see: https://www.ato.gov.au/Individuals/Super/In-detail/Withdrawing-and-using-your-super/Early-access-on-compassionate-grounds/?page=8#Evidence_required_for_application

You may also wish to apply using Supercare.

If your IVF treatment involves admission to Day Surgery, you will need to pay day surgery admission fees and anaesthetic fees. These are subject to change but will be included in your quote.

Our doctors have decided not to offer the “green whistle” egg collection for clinical reasons.